Best Accounting for Freelancers (2026)
Top accounting tools for freelancers and self-employed. Invoicing, expenses, and tax prep.
Bonsai
The all-in-one product for freelancers
Bonsai is an all-in-one freelance management platform combining accounting, invoicing, contracts, proposals, tax preparation, and banking. Designed specifically for freelancers and self-employed professionals.
FreshBooks
Accounting software built for owners
FreshBooks is cloud accounting software designed for freelancers and service-based businesses. Excels at invoicing, time tracking, and expense management with an intuitive interface that requires no accounting knowledge.
Wave
Free accounting for small businesses
Wave offers completely free accounting and invoicing software for small businesses. Revenue comes from optional paid services like payroll and payments processing. Ideal for solopreneurs and micro-businesses.
FreeAgent
Accounting software for small businesses and freelancers
FreeAgent is a UK-focused accounting platform popular with freelancers and micro-businesses. Owned by NatWest Group, offering free access to NatWest/RBS customers. Strong on UK tax compliance and Making Tax Digital.
Invoice Ninja
Free open-source invoicing for freelancers
Invoice Ninja is a free, open-source invoicing and billing platform. Offers self-hosted and cloud options with support for recurring invoices, online payments, time tracking, and expense management. Popular with tech-savvy freelancers.