KashFlow vs Xero
Updated 2026 — Side-by-side comparison of features, pricing, and scores.
KashFlow
6.1/10
Good
Ease of Use8
Value for Money7.5
Support6.5
Features5.5
Scalability4.5
Integrations4
Xero
8.3/10
Great
Ease of Use8.5
Value for Money7.5
Support7.5
Features9
Scalability8.5
Integrations9
Feature Comparison
| Feature | KashFlow | Xero |
|---|---|---|
| Invoicing | ✓ Customizable invoices | ✓ Customizable invoices with online payments |
| Expense Tracking | ✓ Expense tracking and categorization | ✓ Expense claims on Premium plan |
| Bank Reconciliation | ✓ Automatic bank feeds | ✓ Industry-leading bank reconciliation |
| Tax Management | ✓ VAT, CIS, MTD-compliant | ✓ VAT returns, sales tax, Making Tax Digital |
| Financial Reports | ✓ P&L, balance sheet, aged debtors/creditors | ✓ Comprehensive financial reporting |
| Payroll | ✓ Built-in payroll on Business + Payroll plan | ~ Available as paid add-on in select regions |
| Multi-Currency | ✓ Business plan and above | ✓ Premium plan |
| Project Tracking | ✗ Not available | ✓ Premium plan |
| Inventory Management | ✗ Not available | ~ Basic inventory on all plans |
| Receipt Scanning | ✗ Not available | ✓ Hubdoc included for receipt capture |
| Mobile App | ~ Mobile-responsive web app, no dedicated app | ✓ iOS & Android |
| API Access | ✓ REST API | ✓ Comprehensive REST API |
| Free Plan Available | ✗ 14-day free trial only | ✗ 30-day free trial only |
| Time Tracking | ✗ Not available | ~ Via integrations or Projects add-on |
| Third-Party Integrations | ~ Limited integrations via Zapier | ✓ 1,000+ integrations via app marketplace |
✓ Full support~ Limited✗ Not available
Pricing Comparison
KashFlow Pricing
Starter$12/mo
$10/mo billed annually
BusinessPopular$22/mo
$18/mo billed annually
Business + Payroll$30/mo
$25/mo billed annually
Xero Pricing
Starter$29/mo
$29/mo billed annually
StandardPopular$46/mo
$46/mo billed annually
Premium$62/mo
$62/mo billed annually
FAQ
Is KashFlow or Xero better?
It depends on your needs. KashFlow scores 6.1/10 overall while Xero scores 8.3/10. Compare the detailed feature matrix above to find the best fit.