QuickBooks Online vs Xero
Updated 2026 — Side-by-side comparison of features, pricing, and scores.
QuickBooks Online
8.4/10
Great
Ease of Use8
Value for Money7
Support7.5
Features9.5
Scalability9
Integrations9.5
Xero
8.3/10
Great
Ease of Use8.5
Value for Money7.5
Support7.5
Features9
Scalability8.5
Integrations9
Feature Comparison
| Feature | QuickBooks Online | Xero |
|---|---|---|
| Invoicing | ✓ Professional invoices with payment links | ✓ Customizable invoices with online payments |
| Expense Tracking | ✓ Auto-categorization with bank feeds | ✓ Expense claims on Premium plan |
| Bank Reconciliation | ✓ Automatic bank feeds and matching | ✓ Industry-leading bank reconciliation |
| Tax Management | ✓ Tax deduction tracking and 1099 prep | ✓ VAT returns, sales tax, Making Tax Digital |
| Financial Reports | ✓ P&L, balance sheet, cash flow, custom reports | ✓ Comprehensive financial reporting |
| Payroll | ~ Available as paid add-on | ~ Available as paid add-on in select regions |
| Multi-Currency | ✓ Essentials plan and above | ✓ Premium plan |
| Project Tracking | ✓ Plus plan and above | ✓ Premium plan |
| Inventory Management | ✓ Plus plan and above | ~ Basic inventory on all plans |
| Receipt Scanning | ✓ Mobile receipt capture on all plans | ✓ Hubdoc included for receipt capture |
| Mobile App | ✓ iOS & Android with receipt capture | ✓ iOS & Android |
| API Access | ✓ QuickBooks API for developers | ✓ Comprehensive REST API |
| Free Plan Available | ✗ 30-day free trial only | ✗ 30-day free trial only |
| Time Tracking | ✓ Essentials plan and above | ~ Via integrations or Projects add-on |
| Third-Party Integrations | ✓ 750+ integrations via app store | ✓ 1,000+ integrations via app marketplace |
✓ Full support~ Limited✗ Not available
Pricing Comparison
QuickBooks Online Pricing
Simple Start$30/mo
$30/mo billed annually
EssentialsPopular$60/mo
$60/mo billed annually
Plus$90/mo
$90/mo billed annually
Advanced$200/mo
$200/mo billed annually
Xero Pricing
Starter$29/mo
$29/mo billed annually
StandardPopular$46/mo
$46/mo billed annually
Premium$62/mo
$62/mo billed annually
FAQ
Is QuickBooks Online or Xero better?
It depends on your needs. QuickBooks Online scores 8.4/10 overall while Xero scores 8.3/10. Compare the detailed feature matrix above to find the best fit.