Wave vs Zoho Books
Updated 2026 — Side-by-side comparison of features, pricing, and scores.
Wave
6.3/10
Good
Ease of Use8.5
Value for Money10
Support6
Features5.5
Scalability4
Integrations2
Zoho Books
8/10
Great
Ease of Use7.5
Value for Money9
Support7
Features8.5
Scalability8
Integrations8
Feature Comparison
| Feature | Wave | Zoho Books |
|---|---|---|
| Invoicing | ✓ Unlimited free invoicing | ✓ Professional invoices with client portal |
| Expense Tracking | ✓ Free expense tracking | ✓ Auto-categorize with bank rules |
| Bank Reconciliation | ✓ Bank connections and reconciliation | ✓ Bank feeds and reconciliation |
| Tax Management | ~ Sales tax tracking, basic tax reports | ✓ Sales tax, VAT, GST compliance |
| Financial Reports | ✓ P&L, balance sheet, cash flow, sales tax | ✓ 50+ built-in financial reports |
| Payroll | ~ Available as paid add-on in US & Canada | ~ Via Zoho Payroll integration |
| Multi-Currency | ✗ Not supported | ✓ Standard plan and above |
| Project Tracking | ✗ Not available | ✓ Professional plan and above |
| Inventory Management | ✗ Not available | ✓ Professional plan and above |
| Receipt Scanning | ✓ Unlimited receipt scanning | ✓ Auto-scan receipts on all plans |
| Mobile App | ✓ iOS & Android for invoicing and receipts | ✓ iOS & Android |
| API Access | ✗ No public API | ✓ REST API |
| Free Plan Available | ✓ Core accounting and invoicing free forever | ✓ Free for businesses under $50K revenue |
| Time Tracking | ✗ Not available | ✓ Professional plan and above |
| Third-Party Integrations | ✗ Very limited integrations | ✓ Zoho ecosystem + 50+ third-party integrations |
✓ Full support~ Limited✗ Not available
Pricing Comparison
Wave Pricing
FreePopularFree
Pro$16/mo
$14/mo billed annually
Zoho Books Pricing
FreeFree
Standard$15/mo
$13/mo billed annually
ProfessionalPopular$40/mo
$33/mo billed annually
Premium$60/mo
$50/mo billed annually
Elite$120/mo
$100/mo billed annually
FAQ
Is Wave or Zoho Books better?
It depends on your needs. Wave scores 6.3/10 overall while Zoho Books scores 8/10. Compare the detailed feature matrix above to find the best fit.