Invoice Ninja vs Xero
Updated 2026 — Side-by-side comparison of features, pricing, and scores.
Invoice Ninja
6.7/10
Good
Ease of Use7
Value for Money9.5
Support6
Features6.5
Scalability6
Integrations5
Xero
8.3/10
Great
Ease of Use8.5
Value for Money7.5
Support7.5
Features9
Scalability8.5
Integrations9
Feature Comparison
| Feature | Invoice Ninja | Xero |
|---|---|---|
| Invoicing | ✓ Unlimited invoices with live PDF preview | ✓ Customizable invoices with online payments |
| Expense Tracking | ✓ Expense tracking and categorization | ✓ Expense claims on Premium plan |
| Bank Reconciliation | ✗ Not available | ✓ Industry-leading bank reconciliation |
| Tax Management | ~ Basic tax rates and calculations | ✓ VAT returns, sales tax, Making Tax Digital |
| Financial Reports | ~ Basic reports (profit/loss, invoices, payments) | ✓ Comprehensive financial reporting |
| Payroll | ✗ Not available | ~ Available as paid add-on in select regions |
| Multi-Currency | ✓ 60+ currencies supported | ✓ Premium plan |
| Project Tracking | ✓ Task and project management | ✓ Premium plan |
| Inventory Management | ~ Basic product catalog | ~ Basic inventory on all plans |
| Receipt Scanning | ✗ Not available | ✓ Hubdoc included for receipt capture |
| Mobile App | ✓ iOS & Android (Flutter-based) | ✓ iOS & Android |
| API Access | ✓ Full REST API, open-source | ✓ Comprehensive REST API |
| Free Plan Available | ✓ Free forever plan with full features | ✗ 30-day free trial only |
| Time Tracking | ✓ Built-in time tracking | ~ Via integrations or Projects add-on |
| Third-Party Integrations | ~ Zapier + payment gateway integrations | ✓ 1,000+ integrations via app marketplace |
✓ Full support~ Limited✗ Not available
Pricing Comparison
Invoice Ninja Pricing
FreeFree
Ninja ProPopular$10/mo
$8/mo billed annually
Enterprise$14/mo
$12/mo billed annually
Xero Pricing
Starter$29/mo
$29/mo billed annually
StandardPopular$46/mo
$46/mo billed annually
Premium$62/mo
$62/mo billed annually
FAQ
Is Invoice Ninja or Xero better?
It depends on your needs. Invoice Ninja scores 6.7/10 overall while Xero scores 8.3/10. Compare the detailed feature matrix above to find the best fit.