Invoice Ninja vs Zoho Books
Updated 2026 — Side-by-side comparison of features, pricing, and scores.
Invoice Ninja
6.7/10
Good
Ease of Use7
Value for Money9.5
Support6
Features6.5
Scalability6
Integrations5
Zoho Books
8/10
Great
Ease of Use7.5
Value for Money9
Support7
Features8.5
Scalability8
Integrations8
Feature Comparison
| Feature | Invoice Ninja | Zoho Books |
|---|---|---|
| Invoicing | ✓ Unlimited invoices with live PDF preview | ✓ Professional invoices with client portal |
| Expense Tracking | ✓ Expense tracking and categorization | ✓ Auto-categorize with bank rules |
| Bank Reconciliation | ✗ Not available | ✓ Bank feeds and reconciliation |
| Tax Management | ~ Basic tax rates and calculations | ✓ Sales tax, VAT, GST compliance |
| Financial Reports | ~ Basic reports (profit/loss, invoices, payments) | ✓ 50+ built-in financial reports |
| Payroll | ✗ Not available | ~ Via Zoho Payroll integration |
| Multi-Currency | ✓ 60+ currencies supported | ✓ Standard plan and above |
| Project Tracking | ✓ Task and project management | ✓ Professional plan and above |
| Inventory Management | ~ Basic product catalog | ✓ Professional plan and above |
| Receipt Scanning | ✗ Not available | ✓ Auto-scan receipts on all plans |
| Mobile App | ✓ iOS & Android (Flutter-based) | ✓ iOS & Android |
| API Access | ✓ Full REST API, open-source | ✓ REST API |
| Free Plan Available | ✓ Free forever plan with full features | ✓ Free for businesses under $50K revenue |
| Time Tracking | ✓ Built-in time tracking | ✓ Professional plan and above |
| Third-Party Integrations | ~ Zapier + payment gateway integrations | ✓ Zoho ecosystem + 50+ third-party integrations |
✓ Full support~ Limited✗ Not available
Pricing Comparison
Invoice Ninja Pricing
FreeFree
Ninja ProPopular$10/mo
$8/mo billed annually
Enterprise$14/mo
$12/mo billed annually
Zoho Books Pricing
FreeFree
Standard$15/mo
$13/mo billed annually
ProfessionalPopular$40/mo
$33/mo billed annually
Premium$60/mo
$50/mo billed annually
Elite$120/mo
$100/mo billed annually
FAQ
Is Invoice Ninja or Zoho Books better?
It depends on your needs. Invoice Ninja scores 6.7/10 overall while Zoho Books scores 8/10. Compare the detailed feature matrix above to find the best fit.